Mountain and trail
Trekking, hiking, glacier walking, snow shoeing, and recognised route activities.
Sports & Activities
We cover over 88 sports and activities. Check the list below to see if your adventure is covered.
Long-stay travel
Backpacking, overland travel, volunteering, working holidays, and multi-country plans.
Water and snow
Skiing, snowboarding, surfing, kayaking, rafting, snorkelling, and similar activities.
A
Abseiling/Rap jumping
(supervised)
Aerobics
Archery
Athletics
B
Backpacking
Banana boating
Baseball/Rounders/Softball
Basketball
Battle re-enactment
(no live ammunition)
Boogie boarding
Bouldering
Bowls
Breathing observation/Bubble diving
Bridge walking
Bungee jumping
(maximum 2 jumps)
C
Canoeing/Kayaking
(fresh water/sea)
Canyoning/Kloofing
Cricket
Cross country skiing/Langlaufen
Curling
Cycling
(cycles not covered)
D
Dog sledding
Drag Hunting
Dragon boating
Dune/Wadi bashing
F
Falconry
Fell/Gorge running/walking
(on recognised routes)
Fencing
Field hockey
Fishing
(Course/Fly/Deep-sea)
Football (Soccer)
G
Go karting
Golf
Gorge swinging
Guided glacier walking
Gymnastics
H
Helicopter rides
(as passenger only)
Horse riding or riding other animals
Hot air ballooning
(as passenger only)
Hurling
Hydro speeding
J
Jet boating
Jet skiing
M
Marathon running
Mountain biking
(cycles not covered)
Mountain boarding
N
Netball
Non-manual work
O
Orienteering
Outward bound pursuits
Overland travel
P
Paddle boarding
Paintballing
Parascending/Parasailing
R
Racquet sports
Roller blading/Ice skating
Rowing
Running/Jogging
S
Safari travel
(in a vehicle, horseback or on foot)
Safari/Gorilla trekking
Sailing
Scuba diving
(up to 40 metres in depth) excl solo diving)
Shark cage diving
Shooting
Snorkelling
Snow shoeing
(guided)
Surfing
(surf board excluded from policy)
Swimming
(excluding long distance in open water)
T
Table tennis
Tall ship crewing
Trampolining
Tree canopy walks
Trekking/Rambling/Hiking
5,000 to 7,000 metres (when guided and on recognised routes only) (Mandatory Nepal helicopter rescue excess of £500)
Trekking/Rambling/Hiking
under 5,000 metres (recognised routes only)
Triathlon
Tubing
Tug of war
V
Via ferrata
Volleyball
Volunteering
(as defined)
W
Wake boarding/Water skiing
Wall climbing
(man made climbing walls)
Water polo
White/Black water rafting or Canoeing
Windsurfing
(boards not covered)
Wing surfing
Z
Zip lining
Zorbing